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Bullet loan calculator

Calculate interest cost and balloon payment for a bullet loan during the fixed-rate period.

Bullet loan calculator

Outstanding loan or principal — not purchase price minus equity.

%
years

You pay interest only each month (€333.33). At the end of the fixed period the full loan amount is repaid in one lump sum.

Monthly payment

€333.33

Total interest€40,000.00
Remaining debt after fixed period€0.00
Balloon payment at end of fixed period€100,000.00

Schedule over fixed-rate period

MonthInterestRepaymentRemaining debt
1€333.33€0.00€100,000.00
2€333.33€0.00€100,000.00
3€333.33€0.00€100,000.00
4€333.33€0.00€100,000.00
5€333.33€0.00€100,000.00
6€333.33€0.00€100,000.00
7€333.33€0.00€100,000.00
8€333.33€0.00€100,000.00
9€333.33€0.00€100,000.00
10€333.33€0.00€100,000.00
11€333.33€0.00€100,000.00
12€333.33€0.00€100,000.00
120€333.33€100,000.00€0.00

Showing 13 of 120 months (includes fixed-period end).

Calculations are indicative only and do not constitute a financing offer. No guarantee of accuracy. This tool does not replace professional legal, tax, or financial advice.

Guide

How it works

1

Enter the loan

Set loan amount, nominal rate, and fixed-rate period.

2

See interest cost

Monthly interest and total over the fixed period.

3

Plan the balloon

Check debt due at the end — follow-up financing or payoff.

Questions

Frequently asked questions

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