100% free
Free real estate calculators, ready instantly.
Calculate transfer tax, rental yield, affordability, and more — instantly, no signup required.
Features
Everything for your property decision
From acquisition costs to yield and repayment schedules — professional calculators for every step.
Purchase & financing
Closing costs, budget, and monthly burden for your purchase.
Transfer tax calculator
Calculate German Grunderwerbsteuer for your property purchase by state or postcode.
Open toolHome affordability calculator
Find out what purchase price you can afford based on income, costs, and financing.
Open toolMortgage calculator
Calculate closing costs, monthly annuity, and amortization for your property loan.
Open toolYield & valuation
Rental yield, price factor, and quick valuation shortcuts.
Rental yield calculator
Calculate gross and net rental yield and price factor for an investment property.
Open toolFix & flip calculator
Calculate profit and margin for your fix & flip project — including purchase costs, financing, and holding costs.
Open toolBeer-coaster calculator
Quick check: gross yield and price factor on a napkin — ideal for listings and first conversations.
Open toolLoans & repayment
Repayment models with schedule, interest, and remaining debt over the fixed period.
Annuity loan calculator
Calculate monthly payment, interest, and amortization for an annuity loan — loan amount, rate, and repayment only.
Open toolInterest-only period calculator
Simulate a loan with an initial interest-only period, then annuity repayment.
Open toolBullet loan calculator
Calculate interest cost and balloon payment for a bullet loan during the fixed-rate period.
Open toolRepayment substitute calculator
Model repayment substitute: bank interest plus savings with expected return until payoff.
Open toolWhy Leverage
Why Leverage Tools?
Fast answers for informed decisions — without Excel or an account.
Instant results
Every calculator returns reliable numbers in real time — tuned for the German market.
- Current transfer tax rates by state
- Monthly and annual key figures
- No waiting, no registration
Share via link
Encode your inputs in the URL and share the calculation with partners or advisors.
- Inputs encoded in the URL
- One-click copy
- Same results for everyone
More in the app
Calculators are the entry point — in Leverage you save deals, models, and due diligence.
- Screen and evaluate deals
- Full buy-and-hold modelling
- Nora for due diligence
Questions
Frequently asked questions
Everything you need to know about free Leverage Tools.
Ready for the full analysis?
With Leverage you find, calculate, and evaluate properties with AI — deals, calculations, and due diligence in one place.
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Gross rental yield