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Home affordability calculator

Find out what purchase price you can afford based on income, costs, and financing.

Home affordability calculator
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5-digit postcode — transfer tax rate is set automatically.

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Maximum purchase price

€147,365

Your equity is less than 25% of total costs — financing may be difficult.

Agent commission (%)€5,895
Notary & land register (%)€4,421
Transfer tax€8,842
Total closing costs€166,522
Loan amount€156,522
Equity6 %
Monthly payment€870.00
Total interest-€179,765

Calculations are indicative only and do not constitute a financing offer. No guarantee of accuracy. This tool does not replace professional legal, tax, or financial advice.

Guide

How it works

1

Financial situation

Enter rent, additional income, and expected operating costs.

2

Define financing

Interest rate, term, equity, and postcode for transfer tax.

3

See maximum price

The calculator shows max purchase price, closing costs, and monthly payment.

Questions

Frequently asked questions

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